Americans still seeking support have another opportunity to claim up to $1,390 from the IRS—and you may not need to wait! This sum comes from the Recovery Rebate Credit, tied to the federal COVID stimulus checks issued in 2021.
Who Qualifies?
- Missed Last Round? If you never received—or received less than the full 2021 Economic Impact Payment—you may still qualify. This applies to those who either filed their return but left the Recovery Rebate Credit blank or entered $0.
- Income Limits Apply:
- Single filers: Up to $75,000
- Married filing jointly: Up to $150,000
- Head of household: Up to $112,500
- Automatic Consideration: Social Security (retirement), SSDI, SSI, VA, and Railroad Retirement recipients may be automatically eligible, even without a tax return
How It’s Being Paid Out
- Payments up to $1,400 per individual are going out automatically, typically via direct deposit or check, using information from recent tax filings.AP News+1Houston Chronicletruenorthchurch.ca
- Some recipients might receive a prepaid EIP debit card instead, especially if mailing or banking info is outdated.
- No action is needed if the IRS has your correct information on file—the rollout is automatic for most.
Deadline—Act Now or Miss Out
- The final deadline to file your 2021 tax return and claim the Recovery Rebate Credit is rapidly approaching—either July 15, 2025, or in some guidance sources, earlier: April 15, 2025.
- That gives you no more than a few weeks to act—this is truly the last window to get your money.
Additional Notes
- The check is fully tax-free. It won’t affect benefits like Medicaid, SNAP, or housing assistance, nor must it be reported as income.
- If you’re unsure whether you already received the payment—or if the IRS has outdated info—now is the time to check your IRS Online Account or contact a tax professional.
- Stay Alert for Scams: The IRS will never ask for personal info via phone call, text, or email. Only use official IRS or Treasury websites.
Essential Summary
| Topic | Details |
|---|---|
| Amount | Up to $1,390 (max $1,400) via Recovery Rebate Credit |
| Why it matters | Final chance for 2021 stimulus funds |
| Who qualifies | Missed or under‑received EIP; within income limits; non‑filers/beneficiaries may auto‑qualify |
| How it’s paid | Direct deposit, mailed check, or prepaid EIP card (if needed) |
| Deadline | As soon as mid‑July 2025 (some sources say April 15) |
| Tax & benefit impact | Tax-free and doesn’t affect federal benefits |
If you’re eligible, don’t delay—file your 2021 return and claim what could be a lifeline. Let me know if you need help walking through filing steps or checking IRS status.
